If you have ever used Cash App or received a text message inviting you to join the platform, you might be eligible for a cash payment. A $12.5 million settlement has been reached to resolve claims regarding certain business practices and promotional activities. This guide will walk you through the details of the $147 estimated payments and what you need to do to secure your share.
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Understanding the Cash App Class Action
The settlement follows a lawsuit alleging that Cash App and its parent company, Block, Inc., were involved in sending unsolicited promotional text messages. These messages often encouraged people to sign up for the app using a referral code to earn a bonus. While the company denies any wrongdoing, they have agreed to pay $12.5 million into a settlement fund. This money is intended to compensate users who were affected by these practices without having to go through a long court battle.
Eligibility Rules for the $147 Payment
Not everyone who uses the app will qualify for a payment. The eligibility is specifically tied to residents of Washington state who received “Invite Friends” referral texts from Cash App between November 14, 2019, and August 7, 2025. Because the lawsuit focused on specific state laws regarding electronic marketing, the criteria are quite narrow. You must have received these texts without providing prior consent to be included in the class.
How Your Payment Is Calculated
The often-cited figure of $147 is an estimate provided by the settlement administrators. The actual amount you receive can change based on a few factors. If a very high number of people submit valid claims, the individual payout might decrease. Conversely, if fewer people file, the amount could potentially increase. Before any money is sent to users, the court must also approve deductions for legal fees and the costs of managing the settlement.
| Settlement Detail | Information for Claimants |
| Total Fund Amount | $12.5 Million |
| Estimated Payout | $147 per person |
| Impacted Area | Washington State |
| Relevant Dates | Nov 14, 2019 – Aug 7, 2025 |
| Primary Claim Issue | Unsolicited Referral Texts |
Important Steps to Claim Your Money
To receive a payment, you must be proactive. The process is handled through an official settlement website where you can fill out a claim form. You will need to provide your basic contact information and the phone number that received the promotional messages. While you generally do not need to provide physical proof like screenshots, you must sign the form under penalty of perjury, confirming that you meet the residency and message requirements.
- Visit the official settlement portal to check your status.
- Fill out the claim form with your current mailing address and phone number.
- Choose your preferred payment method such as a check or digital transfer.
- Submit the form before the final deadline to ensure you are included.
- Keep your confirmation number in a safe place for future tracking.
